Your future retirement and the futures of you and your family depend on your real estate assets. Protect them.

Protecting a home from the perils of fire is a very hot topic today. Homeowner’s insurance will protect you and your lifetime investments in the unlikely event of a fire. Check your policy for fire coverage.

Did you know that every year electrical problems cause more than 28,000 house fires and massive property damage. Most recent insurance studies indicate “Fires” as causing more than $1.3 billion in property damage (National Fire Protection Association, 2003-2007).

With last May as Electrical Safety Month, let me offer you these quick ways to enhance electrical safety from MXenergy, one of the nation’s leading independent energy providers:

1) Flickering lights, buzzing noises, and faceplates that are warm to the touch are all signs that a circuit may be overloaded or wiring may be wearing thin.

2) Listen to Your Breaker — If you are continually tripping a switch and having to reset your breaker box, your house is trying to tell you something. There may be a fixture with faulty wiring or too high an electrical load on the breaker.

3) Review and Replace — Frayed electrical cords, wobbly ceiling fans, and loose faceplates are more than mere annoyances. You should routinely inspect your home and replace or repair items in need of attention.

4) Working smoke detectors on all levels of your home is an absolute must. Make sure you have a working fire extinguisher and you know the proper way to use it.

It is important to consider fire safety at every stage of buying, building or repairing a home. MXenergy also reminds us that the best way to protect your family and your investments against the risk of electrical fires or electrocution is to hire a qualified, licensed electrician to perform any electrical work.

More information and safety tips from MXenergy can be found at www.esfi.org.

Invest well. Peace.

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